The trademarks used in this Web Site are the registered trademarks of S&P, its subsidiaries or related companies. The use and display of these trademarks on this Web Site in not intended to, and should be not construed as amounting to, a grant of a license, right or permission to use any of the trademarks.
Linking to this Web Site
Links to microsites and other sites
Unless otherwise expressly stated, links provided from this Web Site to any other third-party sites shall not be taken to amount to a representation that such other third-party sites are associated with or affiliated to us. You agree that we shall not be held responsible or liable for any damage or loss which you may incur by accessing such third-party sites from hyperlinks from this Web Site.
The materials and contents on this Web Site (including trademarks, pages, documents and online graphics, audio and video) (“Content”), unless otherwise apparent, are owned by or controlled by us and are protected by copyright, trademark and other forms of applicable intellectual property rights. By accessing this Web Site, we grant you a revocable limited license to reproduce Content from this Web Site for the purpose of online and/or offline viewing at a single computer, for personal and non-commercial use. You are not permitted to download or otherwise reproduce this Web Site in its entirety. You are also expressly prohibited from copying, reproducing or adapting Content from this Web Site without prior written permission from us.
You agree not to post at, onto, transmit from or embed links at this Web Site which contain any of the following material or content 1) any unlawful, threatening, libelous, defamatory, offensive, obscene, annoying, scandalous, inflammatory, pornographic, or profane material; 2) any computer virus, worm, Trojan horse, rootkits, backdoors, spyware, botnets (including, for the purpose of distributed denial of service attacks), loggers, dialers, or any and all other forms of malware; 3) any material in breach of confidentiality or infringing upon the rights of any other person, including intellectual property and intangible rights, and other proprietary rights; or 4) any other material that could give rise to any civil or criminal liability under the law. You also agree not to make use of any software to harvest email addresses from or perform dictionary nor brute force attacks on this Web Site, or to make use of this Web Site as a relay or proxy for transmitting or sending any and all unsolicited advertising or other promotional material (that is, “spam”), whether or not in bulk.
This Web Site, all goods and services described in or made available by means of this Web Site and all its Content are provided on an “as is” and “as available” basis only and you use them at your own risk.
We give no warranty or representation (express or implied) of any kind, including but not limited to, correctness, completeness, accuracy, reliability, quality, non-infringement, title, merchantability, or fitness for any particular purpose.
The Content we provide on this Web Site is for general information only. It should not be considered as a replacement for consultation with a healthcare professional and does not create any physician-patient relationship. The information should not be used as a substitute for professional diagnosis and treatment.
Exclusion of liability
To the extent permitted by law, you agree that under no circumstances shall S&P or any of its officers, agents, contractors, and employees be liable to you for any damages, loss or expense (including such damages, loss or expense incurred by third parties) whatsoever and howsoever arising, including without limitation, all direct, indirect, special, consequential damages or loss, on account of, arising from or in connection with your use or misuse of and/or reliance on the contents of this Web Site. Without limiting the generality of the foregoing, you agree that S&P disclaims, to the extent permitted by law, any and all responsibility or liability 1) for the accuracy, content, completeness, legality, reliability, or operability or availability of information or material on this Web Site; 2) from any inability to access or use this Web Site by reason of any system, server or connection failure or error or any computer virus, worms or malware or denial of service attacks; or 3) from any stoppage, interruption, delay in transmission, suspension, or termination of this Web Site.
The use of this Web Site and any questions or dispute arising from the use of this Web Site shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of Singapore.
A person who is not a party to the contract has no rights under the Contracts (Rights of Third Parties) Act (Chapter 53B) of Singapore to enforce any term of the contract.